Low Down Payments + Low Monthly Payments + Excellent Customer Service
Get A QuoteWe're able to offer financing for up to 50% of the down payment.
Helping you earn the load and get moving.
Our cyber security services and driver safety services help lower risk and reduce claims.
In a nutshell it covers your companies liability, or the defense of said liability, in the event you get involved in a lawsuit from a third party. Does not cover injuries to employees. But some GL forms provide wording that suggests they might be under special circumstances. Bodily Injury and Property Damage: If someone is injured or their property is damaged due to your business operations (not related to trucking operations), CGL would cover the legal and medical costs. For instance, if a customer or supplier is injured in your office or at your warehouse, this policy would provide coverage.
Personal and Advertising Injury: This covers non-physical damages and lawsuits that can result from claims of libel, slander, invasion of privacy, copyright infringement, and other forms of defamation or infringement in your advertising.
This type of insurance covers liability claims resulting from the accident itself. This is generally the most expensive portion of the insurance but can be lessened through common sense safety guidelines and appropriate follow through. Insurance is one of the cost variables in trucking that isn't fixed. And it's in your hands how much it costs. What we mean by that is that you're going to pay roughly the same cost for fuel, tires, ropes, chains, etc. but the cost of insurance is directly proportional to how well your company operates. If it's high in the beginning, it doesn't necessarily mean it'll always be high. Some clean DOT inspections and on time payment will have the rates coming down in no time.
Motor Truck Cargo Insurance covers the cargo that's being transported, in case it's damaged or lost during transit. And Trailer Interchange Insurance would cover damage to a trailer being pulled under a trailer interchange agreement. MTC policies vary widely between insurance companies so it's important to make sure your insurance company provides coverage for the goods you're hauling. When an insurance claim is denied it is most often due to a gap in cargo insurance. Although too often briefly discussed by insurance companies and their representatives it is arguably the most important coverage to thouroughly investigate and understand.
Our workers' compensation programs for trucking companies provide extensive coverage for work-related injuries and illnesses. From accidents during truck operations to incidents at your premises, our comprehensive coverage ensures that your employees receive the necessary medical treatment and support they need. We prioritize the well-being of your workforce, offering medical benefits, wage replacement for lost earnings, disability benefits, vocational rehabilitation services, and death benefits for the dependents of employees who have suffered a work-related fatality. With our tailored coverage, you can have peace of mind, knowing that your employees are protected and supported in case of any unfortunate incidents.
At Risk Relievers, we understand the critical importance of cyber liability and data protection for trucking companies in today's digital landscape. Our comprehensive solutions are designed to safeguard your sensitive information and mitigate the risks associated with cyber threats. With our robust cyber liability insurance coverage, you can rest assured knowing that your business is financially protected against data breaches, cyberattacks, and related legal expenses. Additionally, our proactive data protection measures, including advanced cybersecurity protocols, employee training, and encryption methods, help prevent and minimize the impact of potential security incidents. Trust Risk Relievers to provide the expertise and support you need to safeguard your trucking company's digital assets and operate with confidence.
At Risk Relievers, we recognize the importance of protecting your trucking company's physical assets. Our comprehensive physical damage coverage is specifically tailored to safeguard your vehicles, trailers, and equipment against various perils, including accidents, collisions, theft, and vandalism. With our insurance solutions, you can rest easy knowing that in the event of damage or loss, your assets are financially protected, enabling you to quickly recover and resume operations. We work closely with you to understand your unique needs, offering customized coverage options and dedicated claims assistance to ensure a seamless experience. Choose Risk Relievers to mitigate the risks associated with physical damage, allowing you to focus on driving your business forward.
Trucking Insurance is expensive. Which is why we offer down payment assistance with low interest rates.
contact us1661 International Dr. Ste 400
Memphis, TN 38120
